CBK Invites Kenyans to Invest in Three Treasury Bonds from KSh 50,000

The Central Bank of Kenya (CBK) has opened a new Treasury bond sale, giving investors an opportunity to buy into three government securities with a minimum investment of KSh 50,000. The full prospectus is available on the CBK website.

The offer includes the reopening of two existing fixed-coupon Treasury bonds and the issuance of a new 30-year bond. According to the prospectus, the funds raised will be used to support the government’s budgetary requirements.

Three Treasury Bonds on Offer

The July 2026 offer comprises:

• FXD1/2022/010 – a 10-year fixed-coupon Treasury bond with about 5.8 years remaining to maturity.
• FXD1/2021/020 – a 20-year fixed-coupon Treasury bond with about 15.2 years remaining.
• FXD1/2026/030 – a newly issued 30-year fixed-coupon Treasury bond.

The securities are available to both individual and institutional investors.

Minimum Investment Starts at KSh 50,000

CBK said the minimum investment is KSh 50,000, with any additional investment required to be in multiples of KSh 50,000.

Investors can submit their applications through the CBK DhowCSD Investor Portal or App, or via commercial banks and licensed investment intermediaries.

Why Treasury Bonds Appeal to Investors

Treasury bonds are considered among the safest investment products in Kenya because they are backed by the national government.

Unlike ordinary savings accounts, the bonds pay investors fixed interest at scheduled intervals until maturity, after which the principal amount is repaid. Investors also have the option of selling their bonds on the secondary market before maturity if they need liquidity.

Additional Benefits for Investors

Besides earning regular interest, successful investors can use Treasury bonds as collateral when applying for loans from regulated financial institutions.

CBK also noted that the bonds will be listed on the Nairobi Securities Exchange (NSE), allowing investors to trade them after issuance if they choose not to hold them until maturity.

How to Invest

Interested investors must have a CBK DhowCSD account before submitting bids.

Applications can be made through the DhowCSD portal or mobile application, while payments for successful bids are processed using payment details generated on the platform. Investors may also seek assistance through commercial banks, investment banks and licensed stockbrokers.